iStockphoto. For a small fee you can download and use (royalty free) a photo or illustration for your book and/or ebook cover. Pretty cool, eh?
(In this case, the artwork to your left was featured as one of this week's free images and was created by an artist known as doodlemachine. Standard license agreement allows me to use it as a cover art illo.)
I'm excited about this service. I should really be able to spruce up my ebooks (my last cover for Flash Fiction Five Pack was horrible! It may still be up at Amazon but am changing it as we speak.). In theory, this will entice buyers (hint hint) who believe you can tell a book by its cover. (BTW, this collection of 5 Humor Shorts is available for only 99 cents at Smashwords and Amazon.)
Simple process too. I import the picture into PowerPoint (turn the slide to portrait) and add copy. Save as a jpeg. Upload to your various e-tailers. Easy peasy.
And a lot of indie published writers are doing it. Check out Raymund Eich's book covers (don't know him, so can't vouch for his novels but hey, his stuff looks professional). And I'm pretty sure Jeff Ambrose, writing as Mark Sled, did his own covers. At any rate, it's what's taking off in this new world of publishing - DIY covers. And not bad quality either.
If you are a DIY'er, how do you go about creating great covers?